Free Tools
Resources for business owners
Practical tools and checklists you can use right now. The estimator and the checklists need no signup. The property tax appeal check is a separate request form.
Clarity Value Estimator
Estimate what disorganized financials cost you annually
Estimate only. Assumes $75/hour owner opportunity cost and 1.2% expense recapture. It does not predict your results and is not a substitute for professional advice.
Month-End Close Checklist
Run this every month and tax season stops being an event
- Reconcile every bank and credit card account
- Categorize all uncategorized transactions
- Review and clear the suspense/ask-my-accountant account
- Record accruals, prepaids, and depreciation
- Verify payroll posted correctly
- Review AR aging and follow up on overdue invoices
- Review AP and upcoming obligations
- Compare actuals against budget and note variances
- Produce P&L, balance sheet, and cash flow statement
- Save a PDF snapshot of all three statements
Records Retention Quick Guide
General guidance; confirm specifics for your situation
- Tax returns & supporting docs3 to 7 years
- Payroll records4 years or more
- Bank & credit card statements3 to 7 years
- Receipts for deductions3 to 7 years
- Asset purchase recordsLife of asset + 3 yrs
- Corporate formation docsPermanently
Request
Property tax appeal check
A request form if you want a look at whether an assessment is worth a closer look. It does not estimate a bill, it does not promise an outcome, and it does not file an appeal.
The Data
Where growing businesses actually lose money
These are the gaps we're hired to close. Every one is fixable with structure and consistent reporting.
Owner hours lost per month
Time spent on financial admin instead of running the business
Illustrative benchmarks based on commonly reported small-business survey ranges.
Most-missed tax deductions
Share of eligible small businesses that never claim them
Directional estimates for illustration. See the full breakdown →
Deep Dives
Start with these guides
Bookkeeping Basics: What Every New Business Owner Needs to Track
The essential records every small business should keep, how long to keep them, and the simplest system to stay organized…
6 min read Tax PlanningQuarterly Estimated Taxes: A Simple Guide for the Self-Employed
When quarterly estimated taxes are due, how to calculate them, and how to avoid the underpayment penalty, explained simp…
5 min read Financial ManagementCash Flow Management: How to Keep Your Business Solvent
Practical cash flow strategies for small businesses, including how to forecast, manage timing, and build a buffer agains…
6 min read Tax PlanningThe Small Business Tax Prep Checklist for Filing Season
Everything you need to gather before filing your small business taxes, organized into a simple checklist so nothing gets…
5 min read